Mary_mountain_lover asked:

My house is heated by gas..it’s expensive! What’s the temp that you guys have the thermostat on, during winter?
Mine is 72-74 (b/c it’s really cold in Michigan)…and bills are high.
I’ve sealed the windows as best as possible etc…
Any other suggestion on how to reduce heating bill? Should I shut all air-vents excepts for the rooms I’m in, so that the heat doesn’t go in rooms not used?

beadtheway asked:
Houston, TX. Small family property, owner deceased, still trying to work out ownership. Seriously delinquent on taxes, both county and school. How likely is it to get a reduction on penalties to hang on to it long enough to get everything ironed out? Would an attorney be a realistic option, since it’s a very small estate?

nathan f asked:
For 38 years I’ve worked and paid my bills. My children graduated from college without student loans. Now my first grandchild is on the way and no one is talking about reducing the federal deficit.
Is it fair that our generation is leaving 10 trillion dollars in debt to our descendants.

havaseat asked:
, last nites questain /what makes a chimney draft,/ asker satisfied by answer/ left open ideal,/,i find interesting chimneys draft up when hot or warm outside down when cold out side this is considerable complaint by many loss of heat loss of cold air etc MY QUESTAIN is the ongoing draft useable as a source of power were all familiar with solar ,hydro ; and wind power solar stops with clouds , darkness, snow .wind stops that halts turbines, according to last nites …

Ditz asked:
When I really want to up the ante on saving money… other than not buying naughty things like clothes! Does anyone know some great ideas for cutting down on the amount you spend, and reducing bills etc?

We have a townhouse, (2 floors of living space and a basement) in NYC and use only

Stephen C asked: I had a credit card statement of 1000. Within 4 days I get a refund of 200 during the grace period of 15 days. The payment date then follows 11 days later and the credit card company still try to take 1000 - so making my credit card a positive balance - which is not what I want! Can I insist on only paying 800? They then tell me that I will be charged to taking cash out of a positive balanced credit card. Can they do …

Kakelina asked: Everytime I get up out of my tv room chair, I am very charged with static electricity. I have to “degauss” myself by slapping a doorknob or a bathroom faucett before I can get near anyone. My partner handed me a five dollar bill the other day and even tho we didn’t touch, the static raced across the bill and zapped both of us. He’s afraid to come near me until I “degauss”. Please! Does anyone have any suggestions. I don’t …

sd83 asked: specifically water use. the bills are always high and i can’t afford it.
i should have mentioned, i don’t have / use a dishwasher, washing machine, internet access or a car ( myself) at home. great ideas so far- thanks.

If you live in the USA, you probably see lots of TV commercials or receive promotional letters from different health insurance providers. If you are like many other Americans, most of those medical policy messages fail to impress you or their glossy informational papers end up in your trash. But did you ever stop to think that you may be throwing away your quality of life or at the least, your ability to access good healthcare services?Insurance policies are important even though their costs are fairly high. Nothing in life …